Terms
DailyCharter is Miguel's personal CFA Level I study material, sent by email to a closed group of friends by invitation. It isn't a company, a paid service, or a commercial product — there is nothing to buy and nothing you're agreeing to pay for.
Access
Access is by invite code only, one per person. If you were given a code, it's because someone who already has access wanted you to have it too — please don't forward it further; ask Miguel if someone else wants in.
Cost
None. This has never been paid for and isn't going to be. There's no subscription, no trial period, no billing of any kind.
No guarantees
This is personal study material, written and checked by one person in their spare time — not a professional exam-prep product. It may contain mistakes; Miguel corrects them as he finds them, but there's no guarantee of accuracy, completeness, or exam results. Nothing here is investment, legal, or professional advice.
It can stop at any time
Miguel can stop sending pills, change the content, or end anyone's access at any time, without notice — this is a favor between friends, not a contract. You can also leave whenever you want via the unsubscribe link in any email.
Not official CFA Institute material
All content is original and written independently. DailyCharter is not affiliated with, endorsed by, or licensed by CFA Institute. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.
Please don't redistribute
This is shared privately between friends. Please don't forward invite codes, resell access, or republish the content publicly.